Shop FHA Mortgage Options & Compare Rates for FREE!

Use the quick & easy tool below to find out what you qualify for.

FHA Loans

The Federal Housing Administration Loan (FHA) is most suitable for borrowers who are looking for a lower down payment option on a purchase or to refinance a current FHA loan.

Down payment requirements can be low In contrast to conventional mortgage products, which frequently require down payments of 5% to 20% depending on your credit history, FHA makes it possible to reduce your down payment to as little as 3.5% on multiple types of properties.

Down payment can be accepted as a gift The down payment can be 100% gifted from a family member or in some cases a charitable organization. Verification of the source of the gift funds is required. The gift funds must be deposited into the borrower’s bank, or in an escrow account, prior to underwriting approval. Cash gifts are not allowed and proof of deposit is required.

  • The FHA streamline program currently allows borrowers an opportunity to refinance with no appraisal
  • Seller can contribute up to 6% of the borrower’s closing costs

Call us today (855) 725-6474

Do I Qualify?

3 Ways to Contact Us Today:

Home Purchase Qualifier
Refinance Rate Checker

Get Your FREE Mortgage Rate Quote Now!